Online Mortgage Center

Alliance Catholic Credit Union supports HARP!

HARP is the Home Affordable Refinance Program (HARP.) Fannie Mae and Freddie Mac recently adopted changes to HARP and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Fannie Mae or Freddie Mac, you may be eligible to refinance under the enhanced and expanded provisions of HARP.

Remember, you do not have to go through your current mortgage lender to participate in HARP. So be sure to shop for competitive rates. For Alliance Catholic Credit Union's rates, click here.


Am I eligible to participate in HARP?
- You are eligible if: Your first mortgage is 80% or more of your home's value (this is also referred to as your Loan to Value (LTV) ratio.)
- Your current mortgage was delivered to Fannie Mae or Freddie Mac before May 31, 2009.
To find out if your mortgage is owned by Fannie Mae or Freddie Mac, use their online look-up tools below.

Fannie Mae:
1.800.7FANNIE (8 am to 8 pm EST)
www.fanniemae.com/loanlookup
Freddie Mac:
1.800.FREDDIE (8 am to 8 pm EST)
www.freddiemac.com/mymortgage

If you have any questions about HARP, please contact
our Mortgage Representatives:

Michelle Allam, NMLS 401292
Email:   mallam@allianceccu.com
Phone:   877.950.2228 ext. 4826

Alliance Catholic Credit Union also offers the following products:

  • 30/20/15/10-year fixed mortgages
  • FHA
  • MSHDA with down payment assistance
  • Vacation/2nd Home Loans 
  • Investment properties

Apply online at Alliance Catholic Credit Union's Mortgage Website
Manage your existing Alliance Catholic Credit Union mortgage

Rate Watch

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.323%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.099%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.500%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.180%  0.000%
MSHDA
 Rate  APR  Points
 4.125%  4.401%  1.000%
7 Year Adjustable Rate
 Rate  APR  Points
 3.625%  3.894%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  5.474%  1.000%
 4.375%  5.505%  0.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.250%  4.205%  1.000%
 3.375%  4.177%  0.000%

APR = Annual Percentage Rate

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NMLS Registry Information for Alliance Catholic Credit Union Mortgage Loan Originators